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1. Surprise: Your Small Business Probably Needs Auto Insurance
   Today's story will be of special interest to business owners where their own car or an employee's vehicle might be used for business purposes. With this in mind, how would you answer this true/false question? SEE ALSO: Beware of These Often-Overlooked Insurance Gaps "As long as our personal vehicles are only used occas
2. Forget Debt-Free Living: Here's When Having Debt Is a Smart Move
   Lots of finance experts are firmly on the "Debit is evil!" bandwagon -- and with good reason in some cases. There are countless tales of woe from folks who struggle to pay off large or growing debt. But some of those advisors may be a bit shortsighted on the topic of debt. Luckily, for every anti-debt extremist, there'
3. In the COVID-19 Economy, Employers Should Be Prepared for Increased 401(k) Hardship Distributions
   Article By Patricia A. Moran Mintz Employee Benefits Alert 401(k) plans must, by law, limit the circumstances under which plan money can be withdrawn by active employees. However, 401(k) plans can (and most do) allow in-service withdrawals in the event of an employee’s financial hardship. The COVID-19 pandemic is guara
4. Homeownership 101: Who you’ll work with to buy a
   Homeownership 101: Who you’ll work with to buy a home Finding and buying a home is a complex process, and first-time homebuyers may be surprised by
5. How Employers Can Help Employees Through the Retirement Crisis
   A retirement crisis is looming for millennials and Gen Xers now that they are taking the baby boomer’s place at the heart of the U. S. economy. A diminishing social security budget combined with a longer life expectancy for younger generations is leading some politicians to call for the full retirement age to increase
6. Three Tips for When Your Small Business Needs to Raise Funds
   Trying to start a business or take one to the next level can be expensive. You might be increasing your staffing, starting a marketing campaign or
7. 5 Ways to Avoid Becoming a Victim of ATM Scams
   Card skimming fraud — which occurs when a criminal uses a skimmer device to swipe your bank card details from areas where you use your card for payment or to retrieve cash — was up 759% in the first half of 2022, with 20% of those skimming incidents occurring at a branch ATM, according to data from FICO.
8. Before You Take on Holiday Debt, Do These Things
   At this point, many people are downright consumed with holiday shopping. And if you have a giant list of gifts to tackle, you may be resigning yourself to closing out the season with a pile of credit card debt.
9. How the Coronavirus Crisis Might Affect Your 401(k) Benefits
   The next time a global pandemic rolls around, at least we'll know what to expect. The effort to contain COVID-19 in the U. S. has changed how we work, shop, exercise, and socialize. Even our long-term savings habits might be disrupted as employers look to optimize 401(k) benefits to conserve their own cash. According t
10. Key to employee retention: build your own benefit plans
    Customization is the key to building a benefits package that appeals to all ages, according to the CEO of a national benefits advisory firm. Five generations are currently working side by side in the U. S. workforce, and that’s unlikely to change in coming years. The Bureau of Labor Statistics projects that a quarter o