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2,402 results found
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How to Receive Payments from Clients Securely
You’ve done the job and now you’re itching to get paid—not so fast. In the scurry to get paid it’s important that you still remember some basics about secure payment. Fraud is rampant online and it pays to be safer than sorry. Here are a few things to remember when you receive payments to make sure you’re doing it secu
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5 Ways The New Stimulus Bill May Help Your Small Business
If your small business has been struggling because of the Covid-19 pandemic, here are some important ways this new relief package may help.© Jeff - Adobe StockBy Gerri DetweilerThe second stimulus bill, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, has been passed by Congress and signed int
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How to Win Big on Small Business Saturday
Boost sales on Small Business Saturday with expert tips from Old National for marketing, customer engagement & growth to drive lasting success
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Let’s talk about diversity in real estate investing
Diversity is something we’re all paying more attention to lately. It isn’t just good for humanity — it’s good for business. While becoming a real estate agent has often been a good career for women, there is also a gender gap between women and men when it comes to commercial real estate, as well as a diversity and gend
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4 Tips for Planning for Financial Emergencies
You never know when something might happen or how much it will cost. Here are some tips to help you prepare financially for the unexpected
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The 4 Biggest Credit Card Mistakes to Avoid in 2024
People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
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3 Financial Gifts to Give Your Kids This Holiday Season
With supply-chain issues causing inventory hiccups at retailers across the country, many parents are scrambling this holiday season to get their hands
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Wealth Planning for Business Owners
A successful business generates wealth. But the process doesn’t stop there. Are you maximizing your opportunity to protect and preserve that wealth?
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How do I improve my credit score?
Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score.
You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.
In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.
Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better).
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Why Supporting Your Employees Side Business Is Highly Beneficial To You
Peggy_Marco / PixabaySome business owners want to extract every single waking hour from their employees. They feel that if an employee has a side business it is taking away from their 9-5. But that couldn’t be further from the truth. By supporting your employees’ side businesses you gain tons of benefits. Reduces Train