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1. US Fed governor opens door to half-point rate hike in March
   WASHINGTON (AP) — Federal Reserve Governor Michelle Bowman said Monday that she was open to lifting interest rates by more than the traditional
2. Covid-19 Pandemic Fraud
   We are living in unusual times. And when normal processes change, it opens the door for bad actors to get involved. One simple example: Many offices are now empty, so we are seeing a rise in mail theft. Fraudsters are stealing unmonitored business mailboxes, going through the material, and using it to gather sensitive
3. Four Ways the SECURE Act Impacts Your Retirement Planning Now
   Retirement and wealth planning have become more dynamic in recent years as Congress amends the rules on a regular basis. In the past couple of years, two significant tax code changes, each with major impacts on families strategic financial planning, were signed into law. The most recent change, the SECURE Act, was pass
4. "Four Solutions to Help Improve Your Cash Flow"
   Today, Small Businesses contribute significantly to the U. S. Economy. When you consider how many Small Businesses exist in our communities, it is impressive to think about the amount of time, effort, and commitment business owners contribute to helping our economy grow. As businesses grow, access to capital is one of
5. Keeping Your Retirement Savings On Track Amid The Great Resignation
   In May 2021, psychologist Anthony Klotz coined the phrase “The Great Resignation” to describe the record amounts of workers quitting their jobs after
6. 4 ways to hit your family savings goals in 2025
   There isn't a single perfect way to approach saving money. Read on for some tips to get started on reaching your family savings goals this year
7. Millennial Money: How to tell when money advice is bad
   There are a lot of people out there who want to tell you what to do with your money. The problem is only some of them know what they’re talking
8. Are You on Track? Financial Goals for Every Decade of Your Life
   Your career and lifestyle look completely different when you're in your 20s compared with when you're in your 60s: Your financial focus and planning in each decade should follow suit. Each decade is riddled with its own risks and problems, so it's important to know what to expect. Which decade can you afford to take mo
9. Personal vs. Business Finances: How Business Owners Should Handle Both
   As a business owner, juggling your personal and business finances can be tricky. Tools and strategies that can help you keep them separate and robust
10. What are financial scams I should be aware of?

    What you need to know:
    Scams fall into a couple of categories, Advanced Fee Scams & Bank and Financial Account Scams.

    • Advanced Fee Scams – based on the concept that the victim is promised a benefit (prize, lottery winnings, inheritance) but must pay in advance for some fee before the victim can receive that benefit. Variations of this scheme include business opportunity/work, credit card interest reduction, work from home online scams and romance schemes.
    • Bank and Financial Account Scams – involve tricking individuals into providing their debit card, credit card or financial account information so that scammers gain unauthorized access to those account and siphon off funds. Some of these techniques include:
      • Phishing – use of email and websites that pretend to be legitimate banks, financial institutions, credit card companies and manipulate the victim into disclosing personal and financial data
      • Vishing – telephone equivalent of phishing; fraudsters call prospective victims and pretend to be the victim’s bank to trick them into disclosing details during the call
      • SMiShing – texting equivalent to phishing

    Types of Scams:
    IRS Scams: Scammers call potential victims demanding cash payments for unpaid taxes via prepaid debit cards, money orders, Western Union/Money-gram or wire through their bank. According to the IRS, the agency will first contact taxpayers by mail, not by phone, concerning taxes owed and it will never as for payments using a prepaid debit card, money order or wire transfer. 

    Online Dating Scams: Scammers troll media sites in search of romantic victims-usually claiming to be Americans traveling or working abroad. Here is how the scam works. You are contacted online by someone who appears interested in you. They may have a profile and email you pictures. For weeks, even months you may chat back and forth forming a connection. You may even be sent flowers or other gifts. Ultimately, your new “friend” will request money. There will be repeated hardships that only you can help alleviate. You may also be sent checks to cash or forward a package. In addition to losing your money, you may have unintentionally taken part in a money laundering scheme by cashing phony checks and sending the money overseas and by shipping stolen merchandise. 

    Grandparent Scam: A grandparent receives a call from a “grandchild”, typically late at night or early in the morning. The caller claims to be traveling out of the country and is in a bad situation (arrested for drugs, car accident, mugged) and needs money wired ASAP. The caller does not want his or her parents called. A variation is the caller claims to be an arresting police officer, lawyer or doctor and requesting money. 

    Online Shopping Scams: These can take many forms. Some scammers will pose as genuine sellers and post fake ads at much lower prices. After you pay, the items never arrive. Other scammers will pose as buyers and send a check for more than the required payment and ask for a refund. You send the refund and the check comes back as fraudulent. You are out the item and the amount of the refund. 

    What you need to do:

    • Become familiar with common fraud scams
    • Know who you are receiving checks from before you deposit them
    • Never pay anyone to receive a deposit
    • If someone calls you and attempts to obtain sensitive information or scam you, hang up

    If you inadvertently provided personal information and feel your Old National accounts may be in jeopardy, please contact Client Care at 1-800-731-2265 Monday-Friday, 7am to 6pm or Saturday, 7am to noon CT.