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        Personal Checking Accounts

        Compare Old National checking accounts. Find the option for your needs. Accounts include online and mobile banking. Online account opening is available.

        Checking Account Offer

        Earn up to a $600 bonus from Old National Bank. For new checking clients who open an account and complete qualifying activities.

        2,328 results found

        1. Direct Deposit
          Set up Direct Deposit for a faster, easier, and safer way to get your paycheck or monthly benefit check. Do it in 3 easy steps!
        2. School’s Out for Summer … But Tuition Is Back in the Fall
          I can only imagine the enthusiasm of students and teachers who will finally able to be back in a classroom and learning in person as schools and campuses around the country start coming back to life this fall.
        3. Old National Bank Committed to Breaking Down Barriers, Creating Opportunity for our Hispanic Communities
          Old National Bank is growing its footprint across nine states, with the addition of new markets in Minnesota, northwest Wisconsin, and North Dakota as
        4. Agreements and Disclosures
          Find links to documents such as the Deposit Account Agreement and Disclosures (DAAD), agreements for Digital Banking services, and other terms and conditions.
        5. Smishing Attempts Are on the Uptick
          Smishing Attempts are on the rise. Like many financial institutions, Old National has recently seen an increase in “smishing” fraud
        6. Can I use ATMs that are not Old National or Allpoint ATMs?

          Yes. Your Old National ATM/debit card will work at all ATMs. However, doing so may result in several fees.

          Surcharge fees
          Out of network ATMs (ones that are neither Old National nor Allpoint) may assess you a surcharge fee. An ATM surcharge fee is the fee an owner of an ATM charges cardholders from other financial institutions who use their machine. In other words, if you have an Old National debit card and use it at another bank's ATM, that bank may assess a surcharge.

          Foreign fees
          For most types of checking accounts, Old National will charge a $2.50 "foreign" ATM fee (on top of any ATM owner surcharge) if you use a non-Old National Bank or non-Allpoint ATM. 

          To ensure fee-free ATM usage, we recommend always using an Old National or Allpoint ATM when possible. To find an Old National or Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "ATM" and "Allpoint Surcharge-Free ATM" filters. You can also use the locator within our Mobile App to find both Old National and Allpoint ATMs.

        7. When will I receive year-end tax information from Old National?

          We will mail tax information to the mailing address you have on file with us. Old National does not currently provide access to tax documents online.

          You can also view year-end tax information for your mortgage within Mortgage Manager.

          Please be aware that the the USPS announced they are experiencing processing and delivery delays nationwide due to higher-than-normal volumes and COVID-19 impacts.

          If you have not received your tax documents in a reasonable time period, or you have misplaced them, you can contact Client Care at 1-800-731-2265, Option 4, or visit any Old National banking center to request a copy. Please note that most banking center lobbies are currently open by appointment only due to COVID-19. You can make an appointment through our website locator.

        8. What is an emergency fund?

          An emergency fund, also known as a rainy day fund, is a savings account where you set aside money for an unexpected event. For example, you might dip into your emergency fund for an unexpected medical bill, a sudden need for car repair, or a job loss. Your emergency fund should not be used for day-to-day expenses, vacations, or other big non-emergency purchases.

          The idea is that by having dedicated savings for the unexpected, you’ve created a buffer, should disaster strike. You’ll have funds to cover an emergency and not be as financially impacted as you would be if you were unprepared. This allows you to avoid debt and continue to pursue your other financial goals in the face of an emergency.

          Experts recommend you keep anywhere from 6 months to a year’s worth of expenses in your dedicated emergency fund. You should also make sure your emergency fund is in an interest-bearing account. At Old National, we offer a variety of savings options.

        9. Mobile Banking and Mobile Deposit Terms & Conditions
          This addendum has the terms and conditions governing your use of the mobile banking and mobile deposit capture services Old National Bank may provide to you.
        10. Love and Legacy: What Couples Rarely Talk About (But Should)
          Financial conflict isn't a guarantee of marital dissatisfaction, but when it's pervasive and goes unresolved, it can be a limiting factor in a relationship's growth.