Home Equity Line of Credit

Home projects, education, debt consolidation & more!

Achieve your goals with an Old National Home Equity Line¹, 
with line amounts from $10,000 to $1,000,000. 

• 10-year draw period, 20-year repayment period
• Introductory rate discount for the first 12 months
• 
Interest-only payments during draw period, 
with variable rate based on Wall Street Journal 
prime rate plus or minus a margin
• No additional review or application during transition 
from draw to repayment period
• 
Multiple draw methods including transfers, HELOC checks, 
Home Equity Access Card²

Before you apply follow this easy Home Equity to-do list!

Use this handy list to organize your financial information before you apply. Depending on your individual application, more information may be required.

Be prepared to share your:

• Addresses and dates of residence for the past two years
  
• Social Security number or tax ID
• Employment information, including employer contact and dates of employment, for the past two years
  

Be prepared to provide your:

• Driver’s license or state-issued identification card
• Most recent W2 and pay stub for all income sources
  
• Federal tax returns for the past two years (Please include tax-applicable schedules if you are self-employed, have rental or farm income, or have additional non-W2 reported income.)
  
• Alimony, child support or separate maintenance documentation if you wish to have it considered as basis for repaying this obligation
  
• Additional information may be required such as:
• Divorce decree (if applicable)
• Proof of extra income such as rental income, dividends, Social Security, retirement, disability, pension or welfare (Supporting documentation is required.)
  

You’ll also need to provide this information about your home:

• Most recent mortgage statement for any outstanding mortgage (including equity loans and lines of credit)
  
• Most recent property tax bill
  
• Most recent hazard insurance declaration page
  
• Most recent flood insurance declaration page (if applicable)

Get Started

You are only a few clicks away. Fill out the form and you'll be on your way to unlocking your low rate on a Home Equity Line.