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        1. What is a line of credit loan?

          A line of credit loan is a flexible loan that allows you to borrow what you need, as you need it, up to a set credit limit. As long as you follow your repayment terms, the loan remains open and you can borrow again. The most common example is a credit card, where you can continue to use it month after month, provided your account is in good standing. Other examples include Home Equity Lines of Credit (HELOCs) and revolving lines of credit for businesses.

          The contrasting loan type is a fixed loan, where you’re given a set amount of funds upfront, with the expectation that you repay the loan amount with interest over a set period of time. Once you’ve paid off the loan, there’s no opportunity to borrow again; you’d need to reapply for another loan. Common examples include mortgages, car loans and personal loans.

        2. Roland B. Shelton
          Roland B. Shelton is Chief Strategic Business Partnership Officer at Old National.
        3. Fixed Rate Mortgage Loans
          Get predictable monthly payments with a fixed rate mortgage from Old National Bank. Compare 10- to 30-year terms, use mortgage calculators, and apply online.
        4. How do I apply for a mortgage loan?

          You can apply for an Old National mortgage loan in several ways:

          Apply through our website

          1. Visit the Mortgage Loan Options page.
          2. If you prefer, you can also designate the mortgage lender you prefer to work with. In that case, go to the Mortgage Loan Options page and select Find a Mortgage Expert. Under the photo of the mortgage loan officer you prefer to work with, select Apply Online.

          Call us
          You can also contact a mortgage loan officer directly to schedule an appointment. Go to the Mortgage Loan Options page and select Find a Mortgage Expert. Under the photo of each mortgage loan officer, you will find a direct phone number.

        5. Building a Solid Financial Foundation
          When you read about money matters, you may see the phrase, “getting your financial house in order.” What exactly does that mean? To some, when your
        6. 4 Tasks to Check Off Your To-Do List Before Applying for a Mortgage
          Getting the right mortgage loan is important. But to get the perfect loan at the best rate, check these four tasks off your to-do-list before you apply with lenders or commit to taking on debt. 1. Check your credit score Mortgage lenders focus a lot on your credit score when determining if you are well qualified to bor
        7. A Big Change Is Coming to 401(k)s in 2025. Here's What You Need to Know.
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        8. Consumers Pulled Back on Shopping in October. Are Your Holiday Projections Still Safe?
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        9. Gearing Up to Be a First-Time Dad? 3 Money Moves to Make
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        10. HSA Contribution Limit Rising Again for 2025
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