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    1. Does Old National offer overdraft coverage for checking accounts?

      In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

      Overdraft Courtesy
      Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

      Overdraft Protection
      Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

      For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

      To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.

    2. How do I set up Text Banking and Automated Alerts?

      Text Banking and Automated Alerts enable you to receive a variety of account-related notifications via your mobile phone. You can receive Automated Alerts by email as well.  

      To set up these services, sign in to Digital Banking. Select Additional Services at the top of the screen and then Text Banking & Alerts. You will first be taken to an Alerts and Notifications screen, where you can sign up for Automated Alerts. If you enter your mobile phone number on this screen, the number will carry over when you set up Text Banking. 

      To set up Automated Alerts

      • Enter your email address if you want to receive Automated Alerts by email.
      • Next, enter your phone number and click Activate. A verification code will be sent to the phone number provided. Enter this code in your Digital Banking and click Accept.
      • To choose and set up your alerts, select the Add an alert button.

      Automated alerts are sent throughout the day. In most cases, this means you will be notified about events such as low balances, large deposits or large withdrawals about 20-30 minutes after they happen. 

      How to set up Text Banking with text messaging commands

      • Under Text Message Banking (to the right of Alerts and Notifications) select Update.
      • If you want, you can enter a second phone number here.
      • Choose your primary account for Text Banking. This is the account that you will receive balance and history for when requested through Text Banking.
      • If you have a second checking or savings account, you can enroll it as a secondary account to transfer funds to the primary account when requested.
      • When all information is entered, select Done. You should receive a confirmation text message.

      Here is the information you can obtain by sending the following text commands to 454545:

      • BAL – Balance for primary account in Text Banking
        • Your text will include both the Current and Available balances.
      • BAL ALL – Balance on all accounts within Digital Banking
        • Your text will include only the Current balance which is the balance as of the end of the previous business day. It does not include transactions that are pending or on hold. 
      • LAST – Last 5 transactions for primary account in Text Banking
      • TRANS (amount) ex. TRANS 200 – Transfer funds to primary account from secondary account in Text Banking 
      • STOP – Deactivate service
      • HELP – Help keywords

      Note: The Text Banking function will not work if you have an automated signature attached to your text messages.

      Visit our Text Banking page for more information. For assistance with setting up Automated Alerts or Text Banking, please call Client Care at 1-800-731-2265.

    3. Meeting Bilingual Banking Clients Where They Are, with Purpose and Understanding
      Old National Bank believes financial empowerment starts with understanding and connection. That means meeting clients where they are, both culturally
    4. Welcoming Access: Introducing Braille Debit Cards
      Old National Bank is proud to announce an exciting option to better serve its visually impaired clients: as of September 18, 2025, clients can request
    5. Which branches have safe deposit boxes?

      You can use the oldnational.com locator to see which of our banking centers have safe deposit boxes.

      The listing will also provide a direct phone number for that branch. You can call that banking center to get additional information regarding box sizes, cost and current availability.

    6. Can I use an Allpoint ATM branded by another financial institution?

      Yes. Since Old National participates in the Allpoint Network, ATMs on the oldnational.com locator are guaranteed surcharge-free regardless of location branding. Allpoint ATMs should also have an Allpoint logo on them.

    7. ESOPs as a Flexible Ownership Transition Tool
      ESOPs as a Flexible Ownership Transition ToolWhen it comes to succession planning, business owners have multiple options, each carrying different benefits and implications. How do you decide the best path for you and your business? Start by asking yourself what personal and business objectives you want to achieve throu
    8. What are the fees for an international Allpoint ATM transaction?

      If you use an ATM that is part of the Allpoint Network outside of the US, you will not incur any surcharges; however, Old National does charge a fee of 3% of the transaction for all international ATM/debit card transactions.

      Our oldnational.com locator as well as our Mobile App locator enable you to find international ATM locations. Just type the name of the city where you are looking for an ATM into the locator Search bar.

    9. At Old National, strengthening and supporting the
      At Old National, strengthening and supporting the communities we serve is a core value. One of the most critical ways in which we accomplish this work
    10. Smishing Attempts Are on the Uptick
      Smishing Attempts are on the rise. Like many financial institutions, Old National has recently seen an increase in “smishing” fraud