First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
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  • ACCOUNT FEATURES

    • A basic checking package with money and time-saving benefits
    • Go green with eStatements to avoid $3 paper statement fee
    • No monthly service charge for completing qualifying banking activities each month or maintaining a minimum balance
  • NO MONTHLY SERVICE CHARGE IF YOU:

    • Have a total of $500 in direct deposits each month OR
    • Maintain a minimum daily balance of $750 OR
    • Maintain a $1,500 minimum combined daily balance in checking, savings or money market accounts OR
    • Upon request for active-duty military personnel*

    Otherwise, a monthly service fee of $6.95.

    *The monthly service charge will be reinstated at the end of scheduled duty.

  • STEPS TO EARN $300

    1. Open an ONB Everyday checking account and keep open for a minimum of 120 days.
    2. Complete the following qualifying activities within the first 90 days of account opening:
      • Make 2 or more ACH direct deposits totaling $3,000 or more
      • Enroll and log in to online or mobile banking
    3. Enjoy your bonus payout!4

Checking Account Features
Get the full value of your account by taking advantage of these features.

  • Online Bill Pay Icon

    BILL PAY WITH DIGITAL BANKING

    Online Bill Pay allows you to pay bills easily. You set up who you want to pay, when and how much; and the payment is deducted from your checking account and sent to the payee for you.

  • Mobile Deposit Icon

    MOBILE DEPOSIT1

    Deposit a check safely and securely with your smartphone.

  • Finance Icon

    MONEY MANAGEMENT

    Get an overall picture of your finances. View all your accounts, including those with other financial institutions, in one convenient location!

  • Digital Wallet Icon

    DIGITAL WALLET

    Pay on the go. Add your Old National debit card to a digital wallet for a new, easier way to make purchases at participating stores and within apps using a single touch.

  • Zelle Icon

    ZELLE®2

    Send and receive money with Zelle®.

  • eStatements Icon

    ESTATEMENTS

    A great way to reduce paper clutter, lower exposure to identity theft and get organized. You can view, download and print eStatements.

  • Text Banking Icon

    TEXT BANKING

    Use simple text commands to check account balances, transfer funds between accounts and view recent transaction history.

  • Fund Transfers Icon

    FUND TRANSFERS

    Transfer money between your ONB accounts, or from your accounts at other financial institutions, without having to write a check or visit a banking center.

  • Debit Mastercard Icon

    DEBIT MASTERCARD®

    Your Debit Mastercard that doubles as an ATM card. It's the easy way to pay everywhere you see the Mastercard logo.

  • Loan Discount Icon

    LOAN DISCOUNT3

    Receive a 0.25% discount on consumer loans with EZ Pay automatic payment from your Old National checking account.

  • Touchtone Banking Icon

    TOUCHTONE BANKING

    Access your accounts at a push of a button.

  • Card Controls Icon

    CARD CONTROLS AND ALERTS

    Easily set debit card activity alerts, turn your card off/on and suspend transactions, from Online Banking or the ONB Mobile App.

Have checking account questions?

Email us to request more information. An ONB team member will contact you.

Changing banks is as easy as 1,2,3
No matter where you bank now, it couldn’t be easier to switch your checking account to Old National.

Download Switch Kit

Related Services
More ways we help you with your finances.

Make the Most of Your Banking Experience

  • A couple reviewing their finances

    5 TIPS FROM FINANCIAL ADVISORS

    These simple, free tips could make a big difference to your bottom line.

  • Checking Account written on a chalkboard

    FIND THE RIGHT CHECKING ACCOUNT

    Choose a checking account that fits your spending habits and lifestyle.

  • Two friends paying for their payment via a digital payment

    HOW DO PEER-TO-PEER PAYMENTS WORK?

    You can use your mobile app to pay friends and family.

$50 minimum opening deposit required. $25 fee assessed if account is closed within 180 days of open date.

1 There are no Old National fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
2 Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle® to send money to anyone you don’t know.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
3 Subject to credit approval. Insurance required for certain secured loans. Rate and closing cost discounts available on new loans at time of application. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number.
4 TO QUALIFY FOR THE $300 CASH BONUS: 1. Open an ONB Everyday Checking with a minimum deposit of $50 before March 31, 2023 online or at any Old National banking center. Account must be opened for minimum of 120 days. 2. Complete at least 2 qualifying ACH direct deposits totaling $3,000 or more within the first 90 days of account opening. 3. Enroll and log into consumer online or mobile banking within the first 90 days of account opening. 4. The ONB Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

Offers are not available for clients with an existing Old National personal checking account (including owners on joint accounts), personal checking accounts closed within the last 90 days, or Old National employees. Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. Limit one cash bonus per eligible checking account. In addition, limit one cash bonus regardless of the number of checking accounts opened. Recipient(s) (customer SSN) of cash bonus shall not be eligible to receive a cash bonus on any other checking account. If the new to personal checking client changes the ONB Preferred Account or ONB Everyday Account to the other checking account product type after account opening, eligibility for the cash bonus and corresponding bonus amount will be determined based upon the checking account product type open on the 120th day. To receive the cash bonus, the new to personal checking client must meet the associated criteria for that account. The checking account must be open with a balance greater than $0 and in good standing at the time the bonus is paid. The cash bonus will be credited to the Old National personal checking account approximately within 120 days from account opening. Bonus may be reported on IRS Form 1099-MISC. Old National reserves the right to discontinue offer at any time. Not valid with any other Old National offer.