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  • CHECKING ACCOUNT OFFER

    STEPS TO EARN $450

    1. Open a ONB Preferred Checking account and keep open for a minimum of 120 days
    2. Make 2 or more ACH direct deposits totaling $10,000 or more within 90 days of account opening
    3. Enjoy your bonus payout*

    STEPS TO EARN $250

    1. Open a ONB Preferred Checking account and keep open for a minimum of 120 days
    2. Make 2 or more ACH direct deposits totaling $2,000 or more within 90 days of account opening
    3. Enjoy your bonus payout!*
  • ACCOUNT FEATURES

    • Tiered interest1
    • No Foreign ATM Fee charged for the first 5 withdrawals per month at other banks’ ATMs2
    • Free Old National standard checks or 25% off other styles
    • Check images mailed with statements or online images with eStatements
    • No monthly service charge for completing qualifying banking activities each month or maintaining a minimum balance
  • NO MONTHLY SERVICE CHARGE IF YOU:

    • Maintain a $5,000 daily balance OR
    • Maintain a $25,000 combined minimum daily balance in other checking, savings, money market, CDs, or loans with similar ownership

    Otherwise, a monthly service fee of $15.00.

Checking Account Features
Get the full value of your account by taking advantage of these features.

  • Online Bill Pay Icon

    BILL PAY WITH DIGITAL BANKING

    Online Bill Pay allows you to pay bills easily. You set up who you want to pay, when and how much; and the payment is deducted from your checking account and sent to the payee for you.

  • Mobile Deposit Icon

    MOBILE DEPOSIT3

    Deposit a check safely and securely with your smartphone.

  • Finance Icon

    MONEY MANAGEMENT

    Get an overall picture of your finances. View all your accounts, including those with other financial institutions, in one convenient location!

  • Digital Wallet Icon

    DIGITAL WALLET

    Pay on the go. Add your Old National debit card to a digital wallet for a new, easier way to make purchases at participating stores and within apps using a single touch.

  • Zelle Icon

    ZELLEĀ®4

    Send and receive money with Zelle®.

  • eStatements Icon

    ESTATEMENTS

    A great way to reduce paper clutter, lower exposure to identity theft and get organized. You can view, download and print eStatements.

  • Text Banking Icon

    TEXT BANKING

    Use simple text commands to check account balances, transfer funds between accounts and view recent transaction history.

  • Fund Transfers Icon

    FUND TRANSFERS

    Transfer money between your ONB accounts, or from your accounts at other financial institutions, without having to write a check or visit a banking center.

  • Debit Mastercard Icon

    DEBIT MASTERCARDĀ®

    Your Debit Mastercard that doubles as an ATM card. It's the easy way to pay everywhere you see the Mastercard logo.

  • Loan Discount Icon

    LOAN DISCOUNT5

    Receive a 0.25% discount on consumer loans with EZ Pay automatic payment from your Old National checking account.

  • ReferLive Icon

    EARN WHEN YOU REFER FRIENDS AND FAMILY

    Earn up to $500 per year when you use ReferLive, the Old National Bank referral program.

  • Card Controls Icon

    CARD CONTROLS AND ALERTS

    Easily set debit card activity alerts, turn your card off/on and suspend transactions, from Online Banking or the ONB Mobile App.

Have checking account questions?

Email us to request more information. An ONB team member will contact you.

Changing banks is as easy as 1,2,3
No matter where you bank now, it couldn’t be easier to switch your checking account to Old National.

Download Switch Kit

Related Services
More ways we help you with your finances.

Make the Most of Your Banking Experience

  • A couple reviewing their finances

    5 TIPS FROM FINANCIAL ADVISORS

    These simple, free tips could make a big difference to your bottom line.

  • Checking Account written on a chalkboard

    FIND THE RIGHT CHECKING ACCOUNT

    Choose a checking account that fits your spending habits and lifestyle.

  • Two friends paying for their payment via a digital payment

    HOW DO PEER-TO-PEER PAYMENTS WORK?

    You can use your mobile app to pay friends and family.

* To earn the checking account bonus, new to personal checking client must complete the following requirements:

TO QUALIFY FOR THE $450 CASH BONUS: Open an ONB Preferred or Everyday Checking account with a minimum deposit of $50 between 9/1/2023 and 10/31/2023 online or at any Old National banking center. Account must be opened for minimum of 120 days. Complete at least 2 qualifying ACH direct deposits totaling $10,000 or more within the first 90 days of account opening. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

TO QUALIFY FOR THE $250 CASH BONUS: Open an ONB Preferred or Everyday Checking account with a minimum deposit of $50 between 9/1/23 and 10/31/2023 online or at any Old National banking center. Account must be opened for minimum of 120 days. Complete at least 2 qualifying ACH direct deposits totaling $2,000 or more within the first 90 days of account opening. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

Offers are not available for clients with an existing Old National personal checking account (including owners on joint accounts), personal checking accounts closed within the last 120 days, or Old National employees. Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. Limit one cash bonus per eligible checking account. In addition, limit one cash bonus regardless of the number of checking accounts opened. Recipient(s) (customer SSN) of cash bonus shall not be eligible to receive a cash bonus on any other checking account. The checking account must be open with a balance greater than $0 and in good standing at the time the bonus is paid. The cash bonus will be credited to the Old National personal checking account approximately within 120 days from account opening. Bonus may be reported on IRS Form 1099-MISC. Old National reserves the right to discontinue offer at any time. Not valid with any other Old National offer.

$50 minimum opening deposit required. $25 fee assessed if account is closed within 180 days of open date. Fees may reduce earnings on the account.

1 For interest-bearing accounts, the interest rate and annual percentage yield (APY) may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. The APY for ONB Preferred Checking is 0.01% on account balances in all balance tiers.
2 Old National will waive fees for the first five cash withdrawals per calendar month from other banks' U.S. ATMs. Fees may still apply if charged by the other bank.
3 There are no Old National fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
4 Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle® to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
5 Subject to credit approval. Insurance required for certain secured loans. Rate and closing cost discounts available on new loans at time of application. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number.