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    1. How can I make a payment on my credit card?

      You can make a payment on your Old National Credit Card online, by mail or over the phone.

      Pay online
      Please access the Online Account Center for credit cards. You will first need to enroll.

      With online account access for your credit card, you can also do the following:

      • Transfer balances
      • Request Credit Limit Increases
      • View Statements
      • And much more

      By phone
      To make a Credit Card payment by phone, please call Cardmember Service at 1-800-558-3424.

      By mail
      Credit card payments can be sent to:

      Cardmember Service
      P.O. Box 790408
      St. Louis, MO 63179-0408

    2. How do I change my personal information for my loan?

      To change your mailing address, Old National offers several options:

      • Within Online Banking, go to My Settings. Click on How do I update this next to your address. This will take you to the Online Banking email box for you to send us a message requesting the change.
      • You may visit any Old National banking center and provide an updated photo ID or utility bill that contains the new address.
      • Download a Personal Address Change Form

      To change your phone number or email address:

      Please note that changes can only be applied to the information for the person requesting the change. If there are additional people listed on the account, those individuals will need to request updates for their own information.

    3. Can my mortgage payment automatically be drafted from my checking or savings account?

      Yes, mortgage payments can be automatically drafted by signing up for our Autopay service or Flexible Payments (Biweekly Drafting) service within Mortgage Manager.

      With Autopay, your mortgage payment draft will occur on the specified date each month or the next business day if the specified day is a non-business day.

      With Flexible Payments, a borrower is allowed to make half-payments every two weeks and apply these payments as a full monthly payment once a month.

      The following information will help you in setting up automatic payments:

      While Mortgage Manager is the simplest way to set up automatic payments, you can also download and return the Mortgage Loan Auto Pay form. This form can be returned to a banking center, mailed to PO Box 3789, Evansville, IN 47736 or emailed to mortops@oldnational.com to set up automatic payments.

      If you need assistance setting up an automatic loan payment or want us to mail an auto pay form to you, please contact Mortgage Servicing at 1-866-853-3277 or visit any Old National banking center.

    4. What is the meaning of ACH transactions or transfers?

      ACH stands for Automated Clearing House. These transactions are made through a nationwide electronic network that facilitates the transfer of funds between U.S. financial institutions. You can either receive an ACH credit to your account or have an ACH debit taken from your account.

      While this may seem complicated, you could already have experience with ACH transfers. For example, if you’ve ever set up direct deposit for your paycheck, you’ve been paid via ACH transfer, also known as receiving an ACH credit.

      If you’ve ever paid a bill by providing your bank account and routing number, you’ve made a payment via ACH transfer, also known as having an ACH debit taken from your account.

      The benefit of ACH transfers is their speed and reliability compared to paper checks. If you’d like to use your Old National account for ACH debits or credits, our routing number is 086300012.

    5. How do I improve my credit score?

      Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

      You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

      In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

      Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better). 

    6. To submit a notice of error or request for information about my loan, do I have to write a letter, or can I instead call Old National or visit a banking center?

      We are happy to continue to service your account through email, phone and our banking centers. However, we encourage you to submit any notices of error or requests for information in writing to:

      Old National Bank
      Attn: Client Success
      P.O. Box 143
      Evansville, IN 47701

      Written communication ensures that you receive all the protections under the Real Estate Settlement Procedures Act (RESPA).

    7. What are the supported browsers for Old National Digital Banking?

      For security purposes, Old National Digital Banking has certain system and browser (e.g. Chrome, Firefox, Safari) requirements. If you are having issues, we recommend the following:

      You can test your browser to ensure it is fully compatible with Old National Digital Banking. If not, you may need to upgrade your current browser.

      If you have trouble testing your browser, view our list of suggested solutions. If after following the suggested solutions, you still aren't able to view the test, please contact Client Care at 1-800-731-2265 for additional assistance.

    8. What if I am having browser problems in Digital Banking?

      For security purposes, Old National Digital Banking has certain system and browser (e.g. Chrome, Firefox, Safari) requirements. If you are having issues, we recommend the following: 

      First, test your browser to ensure it is fully compatible with Old National Digital Banking. If not, you may need to upgrade your current browser.

      If you have trouble testing your browser, view our list of suggested solutions. If after following the suggested solutions, you still aren't able to view the test, please contact Client Care at 1-800-731-2265.

    9. What should I do if I am having financial difficulties making my loan payment?

      We are here to discuss any options available to you. Please contact our Client Care at 1-800-731-2265, Option 4.

      For a mortgage loan, you can also explore your options by speaking to a housing counselor. To find a list of counselors in your area, visit the U.S. Department of Housing and Urban Development's website at https://hud.gov/offices/hsg/sfh/hcc/hcs.cfm or call 1-800-569-4287.

    10. Do I have the option to make extra principal payments on my mortgage loan?

      Yes, you have the option to make extra principal payments. Your loan must be current before any additional principal payment will be applied.

      The easiest way to do this is within Mortgage Manager. Our Mortgage Manager guides show you how to make a payment and where to enter any additional principal amount: