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1. The 4 Biggest Credit Card Mistakes to Avoid in 2024
   People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
2. Why Having an Emergency Fund Is So Important if You're Paying Off Debt
   When you're trying hard to pay off your debt, you probably want to devote every spare dollar to reducing your loan balance. After all, if you have extra money, sending it to your creditors will allow your balance to decline more quickly.
3. 5 Roth IRA Rules You Must Know Before Opening An Account
   I’m a big advocate of the Roth IRA. I love to talk about it, and I recommend it to anyone who’ll entertain the conversation. But what I discovered is that a lot of people don’t understand the full extent of what a great investment vehicle the Roth IRA is. As well, many who do have it are completely unaware of how best
4. Can my mortgage payment automatically be drafted from my checking or savings account?

   Yes, mortgage payments can be automatically drafted by signing up for our Autopay service or Flexible Payments (Biweekly Drafting) service within Mortgage Manager.

   With Autopay, your mortgage payment draft will occur on the specified date each month or the next business day if the specified day is a non-business day.

   With Flexible Payments, a borrower is allowed to make half-payments every two weeks and apply these payments as a full monthly payment once a month.

   The following information will help you in setting up automatic payments:

   • Enroll in Autopay - How to Enroll in Autopay guide
   • Set up Flexible Payments - To learn more on how to enroll contact Mortgage Servicing at 1-866-853-3277.

   While Mortgage Manager is the simplest way to set up automatic payments, you can also download and return the Mortgage Loan Auto Pay form. This form can be returned to a banking center, mailed to PO Box 3789, Evansville, IN 47736 or emailed to mortops@oldnational.com to set up automatic payments.

   If you need assistance setting up an automatic loan payment or want us to mail an auto pay form to you, please contact Mortgage Servicing at 1-866-853-3277 or visit any Old National banking center.

5. What is the meaning of ACH transactions or transfers?

   ACH stands for Automated Clearing House. These transactions are made through a nationwide electronic network that facilitates the transfer of funds between U.S. financial institutions. You can either receive an ACH credit to your account or have an ACH debit taken from your account.

   While this may seem complicated, you could already have experience with ACH transfers. For example, if you’ve ever set up direct deposit for your paycheck, you’ve been paid via ACH transfer, also known as receiving an ACH credit.

   If you’ve ever paid a bill by providing your bank account and routing number, you’ve made a payment via ACH transfer, also known as having an ACH debit taken from your account.

   The benefit of ACH transfers is their speed and reliability compared to paper checks. If you’d like to use your Old National account for ACH debits or credits, our routing number is 086300012.

6. How do I change my personal information for my loan?

   To change your mailing address, Old National offers several options:

   • Within Online Banking, go to My Settings. Click on How do I update this next to your address. This will take you to the Online Banking email box for you to send us a message requesting the change.
   • You may visit any Old National banking center and provide an updated photo ID or utility bill that contains the new address.
   • Download a Personal Address Change Form

   To change your phone number or email address:

   • Within Online Banking, go to My Settings and click Edit next to either your phone number or email address to update this information.
   • You may also visit any Old National banking center or call Client Care at 1-800-731-2265.

   Please note that changes can only be applied to the information for the person requesting the change. If there are additional people listed on the account, those individuals will need to request updates for their own information.
   

7. Here Are the Biggest Tax Law Changes to Look Out for This Year
   As yet another tax-filing deadline approaches, taxpayers who want to maximize their return (or minimize how much they owe Uncle Sam) would be wise to get familiar with a handful of key changes taking effect this year. The good news is the tax code didn’t undergo a massive overhaul in 2019. Moreover, some of the changes
8. 3 Social Security Rules Every Divorced Person Needs to Know
   Social Security can provide essential income in retirement. But you need to know the rules for how these benefits work so you can maximize the money
9. Bringing Employees Back To Work In The Coronavirus Reopening
   Businesses that are reopening, or expanding from a skeleton crew, are finding employees sometimes hard to bring back to work. The most successful companies develop a flexible strategy for reemployment of their workers. Why won’t employees come back? A variety of reasons includes unemployment benefits, child care, healt
10. Worried About Social Security Cuts? 2 Moves to Make Right Now
    It's no secret that Social Security has been struggling financially for years. It's long been a hot-button topic in Washington, and more retirees are